Types of Aid Available

Federal Supplemental Educational Opportunity Grant (FSEOG)

Federal Supplemental Educational Opportunity Grant (FSEOG) is another grant from the federal government.  There is a limited amount of funding for this grant.  Students must be enrolled for at least half time to be eligible for this grant.  Students who show exceptional need and complete their FAFSA before our priority deadline of May 1 are shown preference.  Grant amount will vary based on funding.

Alabama Student Assistance Program (ASAP)

Alabama Student Assistance Program (ASAP) is a state grant for students who are Alabama residents.  There is a limited amount of funding for this grant.  Students must be enrolled for at least half time to be eligible for this grant.  Students who show exceptional need and complete their FAFSA before our priority deadline of May 1 are shown preference.  Grant amount will vary based on funding.

Federal Work Study (FWS)

Federal Work Study (FWS) is a job program which gives part time employment opportunities to students who show financial need.  Students interested in FWS must complete the FAFSA online at www.fafsa.ed.gov with CVCC federal school code 012182.  Students must also complete the Work Study Application and submit to Financial Aid Office located in Wilson Hall.  Work study positions are awarded on a first come, first serve basis.  Work hours are usually 10-15 hours each week.  Job placement is based on job available and job skills as well as the student’s financial need and desire to work.

Scholarships

All institutional scholarships require the student to complete CVCC admission application and Free Application for Federal Student Aid (www.fafsa.ed.gov) with CVCC federal school code 012182.  Institutional scholarships are awarded annually for the upcoming award year. Institutional scholarships include Academic, Ambassador, Athletic, Currently Enrolled, Leadership (all categories), Non-Traditional and Performing Arts.

Academic Scholarships-Students who possess 3.0 GPA or higher and will graduate from high school before the end of June are eligible to apply.  This is a renewable scholarship (maximum 2 years) provided student maintains all requirements by end of first year.

Ambassador Scholarships– Students who possess 2.7 GPA or higher and will graduate from high school before the end of June are eligible to apply.  As college ambassadors, students are required to perform certain duties while representing CVCC. This is a renewable scholarship (maximum 2 years) provided student maintains all requirements by end of first year.

Athletic Scholarships-This includes Men’s Basketball, Women’s Basketball, Men’s Baseball, Women’s Softball and Managers.  Students who possess athletic abilities in one of these areas are invited to try out.  The Athletic Director and coaches determine these scholarships.  Interested students should contact the Athletic Department.

Currently Enrolled Scholarships-Students who are currently enrolled at CVCC, have cumulative GPA of 3.0 or higher, and have completed a minimum of 24 credit hours fall and spring of current academic year are eligible to apply.  This is a one year scholarship.

Leadership Scholarships– Students who possess 2.7 GPA or higher and will graduate from high school before the end of June are eligible to apply.  As student leaders, students are required to complete service hours for CVCC.  This is a renewable scholarship (maximum 2 years) provided student maintains all requirements by end of first year.

Non-Traditional Scholarships-Students who have not been enrolled for the current academic year and possess a cumulative GPA of 2.5 or higher from either high school or college are eligible to apply.  This is a renewable scholarship (maximum 2 years) provided student maintains all requirements by end of first year.

Performing Arts Scholarships-Students who possess talents in music (vocal/instrumental) are invited to try out for this scholarship.  Interested students should contact the Fine Arts Division for dates/times of tryouts.

Senior Adult Program-The Alabama State Board of education has approved the waiver of tuition for Alabama residents age 60 and over who wish to enroll in college credit courses.  Contact Admission Office in Wallace hall for further information.

CVCC Foundation Scholarships also available. Click here.

Student Loans

Direct Loans-Direct loans are low interest loans for students from the U.S. Department of Education.  Subsidized loans are for students who have a demonstrated financial need as determined by federal regulation.  No interest is charged to a student who is registered for at least half time, and during grace or deferment periods.  Unsubsidized loans ae not based on financial need and interest is charged from the onset of the loan and continues even during the time student is enrolled and during grace or deferment periods.

To apply for Direct Loan at CVCC, students must complete FAFSA online at www.fafsa.ed.gov with CVCC federal school code 012182; complete online Entrance Counseling at www.studentloans.gov; and complete Master Promissory Note (MPN) online at www.studentloans.gov.  Students are sent loan offer letters after the FAFSA has been processed and received.

Subsidized loan limit for freshman is $3500 and sophomore is $4500 annually; unsubsidized loan limit for dependent student is $2000 and independent is $6000 annually.  Per federal guidelines students are not allowed to borrow more than their Cost of Attendance.

Borrowers may choose from several types of repayment plans.  With Direct Loans you borrow directly from the federal government and have a single contact–Direct Loan Servicing Center (www.studentloans.gov) –for everything related to the repayment of your loans, even if you had Direct Loans at other schools.

When a student has graduated or stopped attending at least half time, the student is required to complete the Loan Exit Counseling online at www.studentloans.gov.

Complete the FAFSA online at www.fafsa.gov with CVCC federal school code 012182To apply for Direct Loans at Chattahoochee Valley Community College, students must:

• Complete Offer Letter and submit to Financial Aid Office
• Complete online Entrance Counseling at www.studentloans.gov
• Complete Master Promissory Note (MPN) at www.studentloans.gov
• Financial Awareness Counseling (www.studentloans.gov) must be completed by students who request loans again for the next academic year.

For more detailed information contact the Financial Aid Office in Wilson Hall.

Federal Direct PLUS Loan-Federal Direct PLUS Loan is a parent loan for dependent students who need additional funding.  Per federal guidelines a student or parent loan cannot exceed the student’s Cost of Attendance.

Military & Veterans

Please visit our special Military & Veteran’s pages here.

Prepaid Affordable College Tuition (PACT)

Prepaid Affordable College Tuition (PACT) is a pre-paid college tuition program administered by the State of Alabama Treasurer’s office.   Students who have PACT must inform the Business Office in Wallace Hall before registering for classes.  http://www.treasury.alabama.gov/pact/index.html

Other

WIA/TRA-Student must contact the Career Center located in Brassell hall to determine if he/she qualifies for one of these programs.

Private Loans-Private loans can be obtained through private lenders.  Student must contact their lender for application and terms of private loans.

Outside agency scholarships-Student who have been awarded a scholarship from an agency or organization outside the college should contact the business office for more information to use that scholarship at CVCC.